The Terms of Use, and The Privacy Policy for this site and these additional terms apply to your submissions. Please read them. If you do not agree to these terms, do not submit a template to Pagos, Inc. (“Pagos”). By agreeing to these terms, you give to Pagos, without charge, the right under all intellectual property and proprietary rights, to use, share and commercialize your submission in any way and for any purpose. This means that you are giving Pagos permission to:

- Make, use, copy, modify and make derivative works of your submission.
- Publicly perform and display, import, broadcast, transmit, distribute, license, rent, lease, lend, offer to sell and sell your submission (and derivative works thereof) with or without attaching your name to your submission.
- Give these rights to the public.

You understand that Pagos may or may not use or post your submission. We may also remove a submission from a web site at any time.